Website Privacy Policy

We may collect the following categories of information through our website. Information/Personal Data you provide directly when you complete contact or enquiry forms via the website or via email; subscribe to newsletters, reports, or updates; register for events, webinars, or services; or download publications or research materials.

• IP address
• Browser type and version
• Device type
• Operating system
• Pages visited
• Date and time of visits
• Referral source
• Website usage patterns
• Cookies and analytics data

We may use your Personal Data, including non-public Personal Data, to provide, maintain, and improve our services. We will only process your Personal Data where we have a lawful basis to do so.

• Provide and deliver the services you request.
• Verify your identity and prevent fraud.
• Send you technical notices, updates, security alerts, and support and administrative messages.
• Respond to your comments, questions, and requests and provide customer service.
• Communicate with you about services and events offered by FDC and provide information we think will be of interest to you.
• Monitor and analyse trends, usage, and activities in connection with our services.

Our website uses cookies and similar technologies to enhance website functionality, remember user preferences, analyse website traffic and performance, and improve user experience. Analytics cookies (Google Analytics) are set only if you accept them via the cookie banner shown on your first visit; see our Cookie Policy for details. You may also disable cookies through your browser settings; however, some website features may not function properly if cookies are disabled.

FDC only discloses Personal Data with other companies or individuals in limited circumstances, including with affiliated companies or trusted businesses processing data on our behalf under the Nigeria Data Protection Regulation (NDPR); with non-affiliated companies for everyday business purposes such as processing transactions and responding to legal investigations; with relevant law enforcement or auditors where appropriate; in connection with a merger or sale of business; and with your consent. We do not sell or rent your Personal Data to third parties.

Your Personal Data may be transferred to and stored on servers located outside Nigeria where necessary for website hosting, analytics, or service delivery purposes. Where such transfers occur, FDC will ensure appropriate safeguards are implemented in accordance with applicable data protection laws.

FDC takes reasonable measures to help protect your Personal Data from loss, theft, misuse and unauthorized access, disclosure, alteration, and destruction. We have implemented digital and physical security measures including firewalls, restricted access, and continuous capacity building for relevant personnel. While we strive to protect your Personal Data, no internet transmission or electronic storage method is completely secure.

We will hold your Personal Data on FDC's systems for as long as it is necessary to fulfil the purpose for which it was collected or to comply with legal, regulatory, or internal policy requirements.

The law gives you certain rights in respect of your Personal Data that FDC holds about you. At any point while we are in possession of or processing your Personal Data, you, the Data Subject, have the following rights:

• Right of ACCESS — to request a copy of the information we hold about you.
• Right to RECTIFY — to correct Personal Data we hold about you that is inaccurate.
• Right to be FORGOTTEN — in certain circumstances, to ask for the data we hold about you to be erased.
• Right to RESTRICT PROCESSING — to restrict processing of your Personal Data where certain conditions apply.
• Right to PORTABILITY — to have your Personal Data transferred to another organisation.
• Right to LODGE COMPLAINT — to lodge a complaint about the handling of your Personal Data.
• Right to OBJECT — to object to the processing of your Personal Data.

Our website may contain links to third-party websites or external platforms. FDC is not responsible for the privacy practices or content of such third-party websites. Users are encouraged to review the privacy policies of external websites before providing Personal Data.

This website is not directed at children, and we do not knowingly collect Personal Data from individuals under the age permitted by applicable law without appropriate consent.

FDC reserves the right to update or amend this Privacy Policy from time to time. Any changes will be posted on this page with the updated revision date. Users are encouraged to review this Privacy Policy periodically.

This Policy shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights.

If you have any questions, requests, or concerns regarding this Privacy Policy or the processing of your Personal Data, please contact Financial Derivatives Company Limited at enquiries@fdc-ng.com. For complaints relating to data privacy matters, you may also contact the Nigeria Data Protection Commission (NDPC).