Structured SolutionsSmarter Credit, Faster Access

At FDC's Structured Solutions department, we specialize in the origination and structuring of bespoke credit and leasing facilities — designed to meet the unique financing needs of businesses and individuals across Nigeria's most dynamic sectors.

We combine the sophistication of institutional lending with the speed and confidentiality that our clients expect. Whether you are expanding operations, bridging a cash flow gap, or acquiring critical assets, we engineer financing solutions that work — on your timeline.

What We Do

Our core mandate is the creation of risk assets through short- to medium-term structured credit facilities. We work closely with clients in manufacturing, healthcare, FMCG, oil & gas, and services to deliver facilities that are fast to arrange, competitively priced, and precisely structured to purpose.

Our Services

Term Loans

We offer tailored loan facilities for both corporate and individual clients. Our structured loans are designed to meet working capital, operational, or personal financing needs, with flexible repayment options — bullet or instalment — structured around your cash flow cycle.

Lease Financing

Acquiring equipment or business assets doesn't have to strain your liquidity. Our operating and finance lease products allow businesses to access the assets they need while preserving working capital. Lease financing is also widely regarded as one of the most tax-efficient methods of asset acquisition — a strategic advantage in today's challenging macroeconomic environment.

Commercial Papers

For corporates seeking short- to medium-term funding, our commercial paper programme offers a swift, market-aligned alternative to traditional credit. CPs are issued at competitive rates for tenors of 90 to 180 days, disbursed in tranches where required, and carry rollover options at maturity. Execution is fast; confidentiality is assured.

Why Structured Solutions?

  • Speed — We move faster than conventional lenders, without compromising on credit discipline.
  • Precision — Facilities are structured to your specific cash flow, collateral, and repayment profile.
  • Discretion — We maintain strict confidentiality throughout the credit process.
  • Expertise — Our team brings deep sector knowledge and regulatory fluency to every transaction.

Clients We Have Served

We are proud to have supported leading organizations including:

  • C&I Leasing Plc
  • Fidson Healthcare Plc
  • Intercontinental Distillers Limited
  • Inlaks Computers Limited
  • Berger Paints Nigeria Plc

Speak with our team

Tell us about your goals and our senior analysts will design a tailored engagement around them.

Start Formal Inquiry